{"id":19512,"date":"2019-06-12T08:00:10","date_gmt":"2019-06-12T06:00:10","guid":{"rendered":"https:\/\/www.cde.ual.es\/?p=19512"},"modified":"2019-06-11T10:27:12","modified_gmt":"2019-06-11T08:27:12","slug":"erasmus-master-degree-loans","status":"publish","type":"post","link":"https:\/\/www.cde.ual.es\/en\/erasmus-master-degree-loans\/","title":{"rendered":"Erasmus+ Master Degree Loans"},"content":{"rendered":"<p><a href=\"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2019\/06\/Erasmus-Loan-1.png\"><img decoding=\"async\" class=\"size-medium wp-image-19510 aligncenter\" src=\"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2019\/06\/Erasmus-Loan-1-300x158.png\" alt=\"\" width=\"300\" height=\"158\" srcset=\"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2019\/06\/Erasmus-Loan-1-300x158.png 300w, https:\/\/www.cde.ual.es\/wp-content\/uploads\/2019\/06\/Erasmus-Loan-1-768x404.png 768w, https:\/\/www.cde.ual.es\/wp-content\/uploads\/2019\/06\/Erasmus-Loan-1.png 804w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p><em><strong>One of the biggest obstacles to students financing their continued education is money, especially if you want to study abroad. Postgraduate degrees \u2013 and experience of living and working in another country \u2013 are increasingly essential for building and maintaining a competitive CV.<\/strong><\/em><\/p>\n<h3><strong>Financing your future is a common problem<\/strong><\/h3>\n<div>\n<p>A Master\u2019s abroad can provide excellent professional, personal and academic experience \u2013 the kind of experience that can give an individual a much-needed edge in today\u2019s global marketplace. But continuing your education should not leave you with unmanageable debt after finishing your degree.<\/p>\n<\/div>\n<p>If you\u2019ve been accepted to a master\u2019s course abroad &#8211; and are looking for a way to navigate tuition and living expenses \u2013 an Erasmus+ Master Degree Loan may help.<\/p>\n<h3>What is an Erasmus+ Master Degree Loan?<\/h3>\n<div>\n<div class=\"media media-element-container media-default\">\n<div id=\"file-16702\" class=\"file file-video file-video-mp4 file--video\">\n<div class=\"content file__container\">Erasmus+ Master Degree Loans are EU-guaranteed loans with favourable pay-back terms.\u00a0 They\u2019re designed to help prospective students finance their Master\u2019s courses in an\u00a0<a href=\"https:\/\/ec.europa.eu\/programmes\/erasmus-plus\/about\/who-can-take-part_en\">Erasmus+ Programme country<\/a>\u00a0while leaving as little of a lasting economic footprint as possible.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>The scheme is designed to provide postgraduate students with the means to pay their tuition and living expenses \u2013 thereby allowing individuals to focus on their degree instead of managing their bank balance. \u00a0\u00a0The programme aims to be as inclusive as possible, working under the following guidelines:<\/p>\n<ul>\n<li>No need for collateral from students or parents &#8211; ensuring equality of access<\/li>\n<li>Favourable, better-than-market interest rates<\/li>\n<li>Pay-back terms that allow graduates up to two years to find work before beginning repayment.<\/li>\n<\/ul>\n<p>Prospective Master students can receive a loan of up to\u00a0<strong>\u20ac12,000 for a 1-year Master<\/strong>\u00a0or up to\u00a0<strong>\u20ac18,000 for a 2-year Master<\/strong>\u00a0(or equivalent amounts in foreign currency for banks in non-Euro countries, subject to exchange rates).<\/p>\n<h3><strong>Who can apply?<\/strong><\/h3>\n<p>Prospective students must:<\/p>\n<ul>\n<li>Live in a Programme country<\/li>\n<li>Have completed a Bachelor-level (or equivalent) qualification before applying<\/li>\n<li>Have been accepted (before applying) to a full Master programme in another country.\u00a0 The university offering the programme must hold the Erasmus+ Charter of Higher Education<\/li>\n<\/ul>\n<p>The Erasmus+ Master Loan intends to support full Master studies by Programme country residents in a country other than either their country of residence OR the country where they received their first qualification. Students only studying abroad for part of their Master\u2019s may still qualify for an\u00a0<a href=\"https:\/\/ec.europa.eu\/programmes\/erasmus-plus\/opportunities\/individuals\/students\/studying-abroad_en\">Erasmus+ grant<\/a>.<\/p>\n<h3>Further info<\/h3>\n<p><a href=\"https:\/\/ec.europa.eu\/programmes\/erasmus-plus\/opportunities\/individuals\/students\/erasmus-plus-master-degree-loans_en\">Erasmus+ Degree Master Loans Call\u00a0<\/a><\/p>\n<p>The \u2018<a href=\"https:\/\/publications.europa.eu\/s\/lms4\">Master Loans Beneficiaries Report 2018<\/a>\u2019 provides a summary of the feed-back by participating students for the 2015-2018 period.<\/p>\n<p>Background information on Erasmus+ Degree Master Loans is available from the\u00a0<a href=\"http:\/\/www.eif.org\/what_we_do\/guarantees\/erasmus+master-loan-guarantee-facility\/\">European Investment Fund<\/a>.<\/p>\n<p>Testimonials by beneficiaries:\u00a0<a href=\"http:\/\/www.eif.org\/what_we_do\/guarantees\/case-studies\/erasmusplus_kth_sweden.htm\">Xavier Casas (ES)<\/a>\u00a0\/\u00a0<a href=\"http:\/\/www.eif.org\/what_we_do\/guarantees\/case-studies\/erasmus_blair_clark_denmark.htm\">Blair Clark (UK)<\/a>\u00a0\/\u00a0<a href=\"http:\/\/www.eif.org\/what_we_do\/guarantees\/case-studies\/erasmus_microbank_borris_kuzmanov_spain.htm\">Boris Kuzmanov (BG)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the biggest obstacles to students financing their continued education is money, especially if you want to study abroad. Postgraduate degrees \u2013 and experience of living and working in another country \u2013 are increasingly essential for building and maintaining a competitive CV. Financing your future is a common problem A Master\u2019s abroad can provide [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19510,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[366],"tags":[539],"class_list":{"0":"post-19512","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-eu-calls-and-awards","8":"tag-higher-education","9":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Erasmus+ Master Degree Loans | CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cde.ual.es\/en\/erasmus-master-degree-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Erasmus+ Master Degree Loans | CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda\" \/>\n<meta property=\"og:description\" content=\"One of the biggest obstacles to students financing their continued education is money, especially if you want to study abroad. 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