{"id":113676,"date":"2022-07-13T10:06:18","date_gmt":"2022-07-13T08:06:18","guid":{"rendered":"https:\/\/www.cde.ual.es\/?p=113676"},"modified":"2022-07-13T10:19:39","modified_gmt":"2022-07-13T08:19:39","slug":"meps-want-better-protection-for-consumers-applying-for-loans-online","status":"publish","type":"post","link":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/","title":{"rendered":"MEPs want better protection for consumers applying for loans online"},"content":{"rendered":"
\n
\n
\n

The new EU rules aim at protecting consumers online from credit card debt, overdrafts and loans that are unsuitable for their financial situation.<\/strong><\/p>\n

\"\"<\/a><\/p>\n

In a text adopted by the Internal Market and Consumer Protection Committee, with 42 votes in favour, 1 against and 1 abstentions, MEPs say that legislation should cover credit agreements of up to \u20ac150,000, with the actual upper limit to be determined by the relevant national authorities based on the particular economic situation in a member state. Member states will also be able to apply limited changes to the obligations in the case of small value loans of up to \u20ac200, loans granted interest-free and without other charges, or loans that have to be repaid within three months and with minor charges<\/p>\n<\/div>\n<\/div>\n<\/div>\n

\n
\n
\n

Creditworthiness assessment<\/strong><\/p>\n

MEPs introduced further requirements to assess the creditworthiness of people taking out a loan before it is granted, including requiring information on a consumer\u2019s current obligations or cost of living expenses. In order to assess the creditworthiness of consumers with little or no credit history, other information can be taken into consideration, such as from non-banking lenders, telecommunication providers and utilities.<\/p>\n\n\n\n
\"\"<\/a><\/p>\n

Eurozone finance ministers agree on fiscal policy guidelines<\/a><\/h4>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
<\/div>\n
However, data from social media and health data should not be taken into account and the right to be forgotten should be respected.<\/div>\n
<\/div>\n
MEPs also agreed that The\u00a0European Banking Authority<\/a>\u00a0(EBA) should develop guidelines detailing how creditors and providers of crowdfunding credit services perform this creditworthiness assessment.<\/div>\n
<\/div>\n
Clear consumer information<\/strong><\/div>\n
Consumers should always obtain standard information so they can compare different offers, and understand the legal and financial consequences of loans and credit costs. The information should be shown upfront and in a clear way. Consumers should be able to see all essential information at a glance, even on their phone.<\/div>\n
<\/div>\n
They should also be reminded that they have the right to withdraw from the credit agreement or the agreement for the provision of crowdfunding credit services without giving any reason within a period of 14 calendar days.<\/div>\n<\/div>\n<\/div>\n
<\/div>\n
\n\n\n\n
\"\"<\/a><\/p>\n

Internships at the World Bank<\/a><\/h4>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
<\/div>\n
Consumer protection<\/strong><\/div>\n
\n
\n
MEPs stressed that credit advertising should contain, in all cases, a clear and prominent warning that borrowing money costs money, and that it should not incite over-indebted consumers to seek credit or suggest that success or social achievement can be acquired thanks to credit agreements.<\/div>\n
\n

As overdraft facilities and credit overrunning are increasingly common forms of consumer credit, MEPs want to regulate these financial products in order to increase the level of consumer protection and avoid over-indebtedness.<\/p>\n

Source: Press release – European Parliament<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

The new EU rules aim at protecting consumers online from credit card debt, overdrafts and loans that are unsuitable for their financial situation. In a text adopted by the Internal Market and Consumer Protection Committee, with 42 votes in favour, 1 against and 1 abstentions, MEPs say that legislation should cover credit agreements of up […]<\/p>\n","protected":false},"author":101011,"featured_media":113703,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[4090,346,4088],"tags":[6670,488,2471,6669,6671],"class_list":{"0":"post-113676","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economy-finance","8":"category-eu-news","9":"category-market","10":"tag-eba","11":"tag-economy","12":"tag-european-banking-authority","13":"tag-loan","14":"tag-protection-for-consumers","15":"entry"},"acf":[],"yoast_head":"\nMEPs want better protection for consumers applying for loans online | CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MEPs want better protection for consumers applying for loans online | CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda\" \/>\n<meta property=\"og:description\" content=\"The new EU rules aim at protecting consumers online from credit card debt, overdrafts and loans that are unsuitable for their financial situation. In a text adopted by the Internal Market and Consumer Protection Committee, with 42 votes in favour, 1 against and 1 abstentions, MEPs say that legislation should cover credit agreements of up […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/\" \/>\n<meta property=\"og:site_name\" content=\"CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/cdeuniversidadalmeria\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-13T08:06:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-13T08:19:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2022\/07\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"BECA 2 CDE\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@cdeualmeria\" \/>\n<meta name=\"twitter:site\" content=\"@cdeualmeria\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BECA 2 CDE\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/\"},\"author\":{\"name\":\"BECA 2 CDE\",\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/#\\\/schema\\\/person\\\/ee46ebc19edfa19598c02cff83335acc\"},\"headline\":\"MEPs want better protection for consumers applying for loans online\",\"datePublished\":\"2022-07-13T08:06:18+00:00\",\"dateModified\":\"2022-07-13T08:19:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/\"},\"wordCount\":430,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cde.ual.es\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg\",\"keywords\":[\"EBA\",\"Economy\",\"European Banking Authority\",\"loan\",\"protection for consumers\"],\"articleSection\":[\"Economy and Finance\",\"EU News\",\"Market\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/\",\"url\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/\",\"name\":\"MEPs want better protection for consumers applying for loans online | CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cde.ual.es\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg\",\"datePublished\":\"2022-07-13T08:06:18+00:00\",\"dateModified\":\"2022-07-13T08:19:39+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.cde.ual.es\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/www.cde.ual.es\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg\",\"width\":2560,\"height\":1707},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/meps-want-better-protection-for-consumers-applying-for-loans-online\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"EU News\",\"item\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/category\\\/eu-news\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Market\",\"item\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/category\\\/eu-news\\\/market\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Economy and Finance\",\"item\":\"https:\\\/\\\/www.cde.ual.es\\\/en\\\/category\\\/eu-news\\\/market\\\/economy-finance\\\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"MEPs want better protection for consumers applying for loans online\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/#website\",\"url\":\"https:\\\/\\\/www.cde.ual.es\\\/\",\"name\":\"CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda\",\"description\":\"Centro de Documentaci\u00f3n Europea de la Universidad de Almer\u00eda\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/#organization\"},\"alternateName\":\"CDE Almer\u00eda\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.cde.ual.es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/#organization\",\"name\":\"Centro de Documentaci\u00f3n Europea de Almer\u00eda\",\"url\":\"https:\\\/\\\/www.cde.ual.es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.cde.ual.es\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/cde-logo-3.png\",\"contentUrl\":\"https:\\\/\\\/www.cde.ual.es\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/cde-logo-3.png\",\"width\":1400,\"height\":300,\"caption\":\"Centro de Documentaci\u00f3n Europea de Almer\u00eda\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/cdeuniversidadalmeria\\\/\",\"https:\\\/\\\/x.com\\\/cdeualmeria\",\"https:\\\/\\\/www.tiktok.com\\\/@cdealmeria\",\"https:\\\/\\\/www.instagram.com\\\/cdealmeria\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/cde-almera-812b26a9\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.cde.ual.es\\\/#\\\/schema\\\/person\\\/ee46ebc19edfa19598c02cff83335acc\",\"name\":\"BECA 2 CDE\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/35a481bbc04bbd90e91bdfa3b0b5541036c222a49b9ad37b6889a2afcb5311a5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/35a481bbc04bbd90e91bdfa3b0b5541036c222a49b9ad37b6889a2afcb5311a5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/35a481bbc04bbd90e91bdfa3b0b5541036c222a49b9ad37b6889a2afcb5311a5?s=96&d=mm&r=g\",\"caption\":\"BECA 2 CDE\"},\"sameAs\":[\"http:\\\/\\\/www.cdealmeria.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"MEPs want better protection for consumers applying for loans online | CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/","og_locale":"en_US","og_type":"article","og_title":"MEPs want better protection for consumers applying for loans online | CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda","og_description":"The new EU rules aim at protecting consumers online from credit card debt, overdrafts and loans that are unsuitable for their financial situation. In a text adopted by the Internal Market and Consumer Protection Committee, with 42 votes in favour, 1 against and 1 abstentions, MEPs say that legislation should cover credit agreements of up […]","og_url":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/","og_site_name":"CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda","article_publisher":"https:\/\/www.facebook.com\/cdeuniversidadalmeria\/","article_published_time":"2022-07-13T08:06:18+00:00","article_modified_time":"2022-07-13T08:19:39+00:00","og_image":[{"width":2560,"height":1707,"url":"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2022\/07\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg","type":"image\/jpeg"}],"author":"BECA 2 CDE","twitter_card":"summary_large_image","twitter_creator":"@cdeualmeria","twitter_site":"@cdeualmeria","twitter_misc":{"Written by":"BECA 2 CDE","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/#article","isPartOf":{"@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/"},"author":{"name":"BECA 2 CDE","@id":"https:\/\/www.cde.ual.es\/#\/schema\/person\/ee46ebc19edfa19598c02cff83335acc"},"headline":"MEPs want better protection for consumers applying for loans online","datePublished":"2022-07-13T08:06:18+00:00","dateModified":"2022-07-13T08:19:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/"},"wordCount":430,"commentCount":0,"publisher":{"@id":"https:\/\/www.cde.ual.es\/#organization"},"image":{"@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2022\/07\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg","keywords":["EBA","Economy","European Banking Authority","loan","protection for consumers"],"articleSection":["Economy and Finance","EU News","Market"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/","url":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/","name":"MEPs want better protection for consumers applying for loans online | CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda","isPartOf":{"@id":"https:\/\/www.cde.ual.es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/#primaryimage"},"image":{"@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2022\/07\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg","datePublished":"2022-07-13T08:06:18+00:00","dateModified":"2022-07-13T08:19:39+00:00","breadcrumb":{"@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/#primaryimage","url":"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2022\/07\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg","contentUrl":"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2022\/07\/wes-hicks-4-EeTnaC1S4-unsplash-1-scaled.jpg","width":2560,"height":1707},{"@type":"BreadcrumbList","@id":"https:\/\/www.cde.ual.es\/en\/meps-want-better-protection-for-consumers-applying-for-loans-online\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/www.cde.ual.es\/en\/"},{"@type":"ListItem","position":2,"name":"EU News","item":"https:\/\/www.cde.ual.es\/en\/category\/eu-news\/"},{"@type":"ListItem","position":3,"name":"Market","item":"https:\/\/www.cde.ual.es\/en\/category\/eu-news\/market\/"},{"@type":"ListItem","position":4,"name":"Economy and Finance","item":"https:\/\/www.cde.ual.es\/en\/category\/eu-news\/market\/economy-finance\/"},{"@type":"ListItem","position":5,"name":"MEPs want better protection for consumers applying for loans online"}]},{"@type":"WebSite","@id":"https:\/\/www.cde.ual.es\/#website","url":"https:\/\/www.cde.ual.es\/","name":"CDE Almer\u00eda - Centro de Documentaci\u00f3n Europea - Universidad de Almer\u00eda","description":"Centro de Documentaci\u00f3n Europea de la Universidad de Almer\u00eda","publisher":{"@id":"https:\/\/www.cde.ual.es\/#organization"},"alternateName":"CDE Almer\u00eda","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cde.ual.es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.cde.ual.es\/#organization","name":"Centro de Documentaci\u00f3n Europea de Almer\u00eda","url":"https:\/\/www.cde.ual.es\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cde.ual.es\/#\/schema\/logo\/image\/","url":"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2025\/07\/cde-logo-3.png","contentUrl":"https:\/\/www.cde.ual.es\/wp-content\/uploads\/2025\/07\/cde-logo-3.png","width":1400,"height":300,"caption":"Centro de Documentaci\u00f3n Europea de Almer\u00eda"},"image":{"@id":"https:\/\/www.cde.ual.es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/cdeuniversidadalmeria\/","https:\/\/x.com\/cdeualmeria","https:\/\/www.tiktok.com\/@cdealmeria","https:\/\/www.instagram.com\/cdealmeria\/","https:\/\/www.linkedin.com\/in\/cde-almera-812b26a9\/"]},{"@type":"Person","@id":"https:\/\/www.cde.ual.es\/#\/schema\/person\/ee46ebc19edfa19598c02cff83335acc","name":"BECA 2 CDE","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/35a481bbc04bbd90e91bdfa3b0b5541036c222a49b9ad37b6889a2afcb5311a5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/35a481bbc04bbd90e91bdfa3b0b5541036c222a49b9ad37b6889a2afcb5311a5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/35a481bbc04bbd90e91bdfa3b0b5541036c222a49b9ad37b6889a2afcb5311a5?s=96&d=mm&r=g","caption":"BECA 2 CDE"},"sameAs":["http:\/\/www.cdealmeria.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/posts\/113676","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/users\/101011"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/comments?post=113676"}],"version-history":[{"count":3,"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/posts\/113676\/revisions"}],"predecessor-version":[{"id":113705,"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/posts\/113676\/revisions\/113705"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/media\/113703"}],"wp:attachment":[{"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/media?parent=113676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/categories?post=113676"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cde.ual.es\/en\/wp-json\/wp\/v2\/tags?post=113676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}